NOVUNA FINANCE®
Finance Options That Offer Flexibility Available
Discover the health and wellness benefits of owning a Jacuzzi® Hot Tub, Swim Spa, or Bath, a wise investment in your long-term well-being.
To make it easier than ever to enjoy the Jacuzzi® experience, we’ve partnered with Novuna® Personal Finance to offer various flexible and competitive finance options, helping you keep your savings intact while enjoying premium relaxation at home.
Novuna® Finance - The UK's Best Personal Finance For Hot Tub & Swim Spas
We’ve teamed up with Novuna® Personal Finance, a respected UK-based lender and part of Mitsubishi HC Capital Inc., to bring you a selection of tailored finance solutions designed to make owning a Jacuzzi® product more accessible.
Recognised by Feefo as the UK’s top direct personal loan provider for nine consecutive years, Novuna® is known for its trusted service and competitive rates.
Applying is quick and straightforward, with a smooth, user-friendly process and fast approval times, so you can start enjoying your hot tub, swim spa or bath without delay.
Both Jacuzzi® and Novuna® are authorised and regulated by the Financial Conduct Authority (FCA), ensuring transparent, fair treatment for all customers.
When you finance your purchase through Novuna®, you’ll also benefit from added protection, as both brands share equal responsibility for your product, giving you total peace of mind.
over 65 years of excellence and innovation
Your Jacuzzi® Hot Tub Finance Guide
From 0% Interest options to Buy Now, Pay Later plans and flexible packages tailored to deliver the lowest possible monthly payments, we offer a variety of finance solutions that let you enjoy your Jacuzzi® product today, while keeping your savings untouched.
Interest Free Credit For Up To 30 Months!
Enjoy Your Jacuzzi® Hot Tub Now – Pay Over Time, Interest Free
Why dip into your savings when you can spread the cost of your Jacuzzi® hot tub over 30 months with 0% interest? With rising savings rates, this finance option allows you to keep your capital intact and continue earning interest, all while enjoying the comfort and wellness benefits of your new hot tub.
All it takes is a 30% upfront deposit; the rest is flexible. You can pay off your balance early, make extra payments at your convenience, and settle in full at any time, all with no early repayment fees.
Participating retailers only
Buy Now, Pay Nothing for 12 Months – Representative APR 19.9%
AVAILABLE ON ALL HOT TUBS, Swim Spas and Baths
Keep your savings untouched and delay any payments for 12 months from the date of delivery. Settle the full balance within this period and you’ll pay zero interest – just a small £29 settlement fee.
Because the 12-month deferral doesn’t begin until your product is delivered, you’ll have the freedom to arrange installation and enjoy complete peace of mind, with no rush to beat the clock.
Thanks to our partnership with Novuna® Personal Finance, you can secure your Jacuzzi® hot tub with just a £99 deposit. Choose to repay in full within 12 months interest-free, or spread the cost across up to 10 years at a 19.9% APR Representative.
3 months deferred payment + up to 5 or 10 years - 11.9% APR
AVAILABLE ON ALL HOT TUBS, swim spas and bath
Please take advantage of our most adaptable finance plan, pay nothing for the first 3 months after delivery, then choose a monthly payment that works for you across a repayment term of up to 5 or 10 years.
This flexible option puts you in control: you can increase your payments, reduce the loan term, or settle the balance early at any time, helping you save on overall interest.
In partnership with Novuna® Personal Finance, this package requires just a £99 upfront deposit, making it easier than ever to invest in your perfect Jacuzzi® hot tub.
Bedfordshire Hot Tubs X Novuna® Personal Finance FAQs
Who is eligible to apply for finance?
To apply for finance, you must be at least 18 years old and either employed for a minimum of 16 hours per week or retired with a stable income. Applicants must also be UK residents and have lived in the United Kingdom for at least 12 months.
Please note that Novuna® Personal Finance is only able to offer online finance to UK residents. If you’re a homemaker, you’re welcome to apply in your own name, but the employment details of your spouse or partner will be required to support your application.
When do my repayments start?
For standard finance plans, your monthly repayments will begin one month after your hot tub or swim spa is delivered or installed.
If you’ve chosen a Buy Now, Pay Later option, repayments will start after the deferral period ends, unless you choose to settle the balance in full within that time — in which case, no interest will be charged (subject to any applicable fees).
Are there any arrangements fees or hidden extras for credit?
There are no hidden extras or arrangement fees when taking out credit with Novuna® Personal Finance.
What happens when my application has been approved?
You will be presented with the e-sign process within minutes of your credit application being approved. You will see a PDF of your agreement on the screen. It is important that you read your finance agreement carefully before agreeing to any terms. Your dealer should be able to answer any questions you may have.
Will you credit score me and if so, what does this mean?
A credit score (or credit rating) is a numerical value used by financial institutions to assess how likely an individual is to repay borrowed money. It helps lenders determine the risk involved in offering finance to a customer.
Your score is influenced by various factors, including your employment status, income, financial history, and data held by credit reference agencies. Generally, the higher your credit score, the better your chances of being approved for credit or finance.
Credit scoring systems ensure that lending decisions are made consistently and fairly. They do not discriminate based on gender, race, religion, or disability, ensuring an objective assessment for all applicants.
Is my application is declined, what is the reason?
In addition to credit scoring, Novuna® Personal Finance also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:
- Your credit score (please note that every finance company will score you differently)
- Adverse credit reference agency information
- You are considered to be overcommitted
- You are aged under 18Your existing account performance with other lenders
What type of information do credit reference agencies hold about me?
Credit reference agencies hold a mix of information from different sources. Public information like County Court Judgements, electoral roll and bankruptcies. Other lenders may also file information about accounts you hold with them, your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of this request is not recorded.
How do I obtain a copy of the information stored?
Send a request to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:
Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF
Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS
TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ
The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.
If my application is not successful, can I reapply?
Yes, you are welcome to re-apply for finance again if your circumstances have changed. It is advised to leave at least 6 months between applications.
